What is uninsured motorist coverage used for?

Uninsured motorist coverage is the most important part of your insurance policy, and it’s probably the most misunderstood part of your insurance policy. Many people perceive that they don’t want to buy uninsured motorist coverage because they don’t want to pay for insurance someone else has not bothered to pay for. The reality is, uninsured motorist coverage stands in the shoes of the wrongdoer or the other driver in an automobile accident case in the event they are under or uninsured. When you think about it, the worst drivers are the ones that are going to cause the most accidents, and they are the ones that are most likely to be uninsured or under insured. If there is one thing I could do as a lawyer to give a public service announcement, it would be buy uninsured motorist coverage and get the very most you could buy based on your policy.

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