What should I do if the insurance company offers me a check right away?

If you’re involved in an accident and the insurance company is very quick to offer you a check, chances are you need to decline it. Don’t ever accept anything directly from the insurance company unless you speak to a lawyer. Sometimes it may be the right amount, but we are seeing more and more insurance companies trying to get people to accept a very small amount for an accident that is worth much more than they’re offering.